{"id":78388,"date":"2024-05-13T14:14:21","date_gmt":"2024-05-13T18:14:21","guid":{"rendered":"https:\/\/fidodev.wpengine.com\/?page_id=78388"},"modified":"2024-07-10T13:14:53","modified_gmt":"2024-07-10T17:14:53","slug":"payments","status":"publish","type":"page","link":"https:\/\/fidoalliance.org\/passkey-use-case\/payments\/","title":{"rendered":"Payments"},"content":{"rendered":"\n

Passkeys for Payments<\/h2>\n\n\n\n

In payments, passkeys can supplement existing payment authentication methods and strengthen the security of e-commerce transactions.<\/p>\n\n\n\n

Passkeys are generally considered a password replacement at the point of sign-in, but they can also be implemented for additional use cases where security, speed and convenience are necessary \u2013 such as payments.<\/p>\n\n\n\n

Payment Scenarios Ideal for Passkeys<\/h2>\n\n\n\n

When use cases require payments to maintain a secure environment for transaction authorization, Payment Providers can implement passkeys to facilitate a seamless user experience to manage security risks while authorizing the flow of transactions between users and organizations. Ideal scenarios where passkeys for payments are appropriate include the following use cases.<\/p>\n\n\n\n

Transaction Authorization<\/h3>\n\n\n\n

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\"FIDO<\/figure>\n\n\n\n

Card Issuers<\/strong><\/p>\n\n<\/div><\/div>\n\n

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Card issuers<\/strong> can leverage passkeys for their customers to authorize transactions in 3-D secure authentication flows however they unlock their device \u2013 including biometrics, local PIN, etc.:<\/p>\n\n\n\n